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Frequently Asked Questions

FAQ’s – Property for Sale, Rental and Property Management Costa del Sol


We believe 2013 is the turning point for Marbella Property Prices
NOW is the time to buy!


Most Frequently Asked Questions

Q. Do I have to be a resident of Spain to buy a property?

No. Anyone who is a resident of an EU country can buy a property in Spain. You will need a Spanish identity number which is very simple to obtain – your lawyer can do this for you.

Q. Can my UK state pension be paid to my Spanish bank account?

Yes. You will need to contact the DSS overseas pension department and they will send you the appropriate forms.

Q. Do I need a UK lawyer as well as a Spanish one?

No, it is only necessary to have a Spanish lawyer but try to use one who speaks fluent English!

Q. Will I be required to pay taxes on my Spanish property?

Yes! If you require further information we are happy to recommend a number of tax accountants who will give you independent advice specific to your circumstances.

Q. Do I need a Spanish will?

Absolutely, your lawyer can draw a Spanish Will up for you at the same time as he does the purchase contracts.

Q. How do I open a bank account in Spain?

The process is similar to the UK. You will need to take along your passport, 2 additional forms of identification and a proof of address.

Q. How do I apply for a mortgage in Spain?

As in the UK to satisfy the conditions of a mortgage you will need to demonstrate an ability to meet the repayments (see Financial Service Guide)


If you would like further advice on any aspect of Buying in Spain please do not hesitate to contact a member of our team. We are always happy to help and if we don’t have the information to hand we will find out and get back to you promptly.

We will explain ALL of the costs associated with purchasing in Spain or buying Overseas Property and provide Spanish and UK based contacts, before, during and after your purchase and all issues will be handled efficiently in a manner you would expect from an organisation that makes customer service our highest priority.

The information presented at these pages is provided for general information only and should not be regarded as offering a precise and complete advice. Future changes in legislation could affect the information provided. Therefore, people accessing this information are encouraged to contact us or seek independent counsel for advice regarding their individual legal issues.